Racing simulators are thriving within the genre these days, but arcade racers offer a brief respite from the tighter sim experiences and will always have a home with casual gamers. “Need For Speed” is a long-running series that has taken on many forms throughout its history, with its latest entry adopting the high-octane drama you’d find in summer blockbusters. “Does Need For Speed: Payback” get the checkered flag? Nope. It sure does have some fun ideas, though.