Advisers not enough to guarantee a strong retirement

Starting a new job often includes enrolling in a company’s retirement plan. As defined contribution plans, such as 401(k) plans, become more common than pension plans, American workers are increasingly responsible saving for retirement. Rui Yao, a nationally recognized expert on retirement savings from the University of Missouri, suggests that employees can’t trust that the retirement plan sponsored by their employer is in good hands just because the plan uses an advisor. To ensure a strong retirement plan performance, consumers must be active participants in retirement planning, she says.


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Source: Phys.org